Privacy policy

This Privacy policy applies to the Services offered by the MWM Finance Limited. The MWM Finance Limited ( “MWM Finance”, “us”, or “we” ) respects your privacy and we want the User to understand how we may collect personal financial or business information about the user through our website https://mwmfinance.com/ and how that information may be used, maintained and in rare scenarios shared. This privacy policy (“Privacy Policy”) sets forth the privacy practices and policies governing our websites.

The MWM Finance website provides a wide range of financial services and products enabling clients to achieve their financial goals (“Services”).

This Privacy Policy describes MWM Finances’ use and sharing of information received from persons accessing or using the Services (“User”) whether the person is a visitor (which means that the User is simply browsing the website) or is a member (which means that User has registered with MWM Finance availing its Services). MWM Finance adheres to the applicable laws regarding the collection, use and retention of personal and business information.

“Personal information”, is any information that enables us to identify you, directly or indirectly, by reference to an identifier such as your name, identification number, location data, online identifier or one or more factors specific to you. “Business Information” is any information that enables us to identify your business directly or indirectly, by reference to an identifier such as your business name, business identification number, location data, online identifier or one or more factors specific to your business. “Financial information” is any information relating to bank or account details, card details, investment or fund details, or any other finance related information.

By using or accessing our websites or by providing us with your personal and business information on or through these websites, User consent to the collection, use, transfer and disclosure of that information in accordance with this privacy policy and applicable law. If the User does not agree with the terms and conditions of the policy, he/she shall not use or access the Website.

This privacy policy is subjected to change at any time without notice. The User shall review the Policy periodically in order to ensure that he/she is aware of any changes to it.

Information We Collect and How We Use It

The following describes the type of personal or other information that we may collect about the User and how we use and maintain that information:

Information You Provide to Us

The MWM Finance gathers and retains personal, finance and business information of the User including basic personal details, finance related details, business information, business diagnostic, marketing and financing requirement information, or other personal or background information when the User voluntarily submits it to us or is submitted to us by the Employer/HR of the User. Before the User can utilize some portions of our Website, we may require that the User request access to those portions by providing us with User’s contact information, a username and a password. If User or the Employer/HR provides us with a telephone number or an email address, you expressly agree that we, or our authorized agents, can use that information to contact the User about User’s access request or your account, or about the MWM Finance and its associated activities. If a user submits any personal information, related to any other person or entity it warrants that it has necessary consent or authority to do so. We may keep any information that User provides to us indefinitely.

Financial Transactions

If the user pays for any fees using our website, you will be engaging in a financial transaction through https://mwmfinance.com/ . In any such transaction the user will be asked to provide their bank/card details. We do not retain your account and routing numbers. We may transfer it to a third party for payment processing. We use technology designed to encrypt the transmission of data to us through the system, as well as financial information we receive, transfer or maintain. If any information is submitted to a third party payment processor all such information is submitted directly and securely to such payment processor. MWM Finance does not retain or has any responsibility towards information submitted directly on third party portals. Any financial information shared with the intention of availing our services by the client shall not be disclosed to any third party and will only be used for MWM Finance’s internal purpose for providing services.

Site Use Information

MWM Finance may collect certain technical information relating to each time a visitor comes to our website, including the IP address of visitor to our website, Such information is considered personal information under this Privacy Policy. We may also collect information about use of our website, including visit, average time spent on the website, pages viewed, page response time, download error, length of visit to certain pages, page interaction information, methods used to browse away from the page, and any phone number used to call us. Gathering this information helps us to improve the content we offer. Users do not have to register with our website before we can collect this information. We may share with third parties this information or other data on an aggregate basis without the use of any information that personally identifies you.

Use of such Information Collected

MWM Finance will use Personal Information and Communication Information collected from Users to deliver the Services requested through the Website. The use of business links and information would help the Users for their marketing. MWM Finance would use the relevant business information in order to provide the Users with relevant assistance and support in order to operate and grow their business.

MWM Finance may also use the Personal Information to troubleshoot, resolve disputes, accomplish administrative tasks, contact User, enforce MWM Finance’s agreements with User including the Terms of Use and this Policy, comply with applicable laws, and cooperate with law enforcement activities.

MWM Finance shall use the Personal Information for collecting and analyzing the demographic and profile data of the User and such User's activity on the Platforms. Personal Information and Usage Information may be used by MWM Finance to ensure that the Services and the Platforms are available at all times to the User. Such information may also be used by MWM Finance for gathering demographic information by way of occasional online surveys.

Cookies Policy

Cookies (data file placed on a Device when it is used to access the Services) may be used for many purposes, including, without limitation, remembering User and User's preferences and tracking User's visits to the Website. MWM Finance uses temporary and permanent cookies when User signs in, to identify him/her and keep track of his/her personal session. All such information is securely stored, and no Personal Information is stored on the User's cookie. If User chooses to disable the cookies on his/her Device, some features of the Services may not function properly. If User chooses to allow the cookies on his/her Device, User is hereby permitting MWM Finance to use the Information collected by the cookies.

Disclosure of Personal Information

MWM Finance does not rent, sell or share Personal Financial or Business Information it collects about User to or with third parties unless consent of the Users have been obtained in this regard, and Personal Financial or Business Information collected from User is only used to provide him/her with the Services and to comply with any requirements of law. MWM Financial’s agents or contractors may have access to User's Personal Financial or Business Information for the purpose of performing Services on behalf of MWM Finance. All such agents or contractors who have access to User's Personal Financial or Business Information are required to keep the information confidential and not use it for any other purpose than to carry out the Services they are performing for MWM Financial or as otherwise required by law.

MWM Finance may share Personal, Financial or Business Information with its other corporate entities and affiliates to detect and prevent identity theft, fraud and other potentially illegal acts; and correlate related or multiple accounts to prevent abuse of MWM Finance’s Services. MWM Finance may disclose Personal Information if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to summons, court orders , or other legal process. MWM Finance may disclose User's Personal, Finance or Business Information to law enforcement offices, third party rights owners, or others in the good faith belief that such disclosure is reasonably necessary to enforce MWM Finance’s Terms or this Policy, respond to claims of violation of the rights of a third party in relation to any advertisement, posting or other content, or protect the rights, property or personal safety of Users or the public at large.
Further, if MWM Finance should ever file for bankruptcy or merge with another company or sell its assets, MWM Finance may sell or transfer the information User provided to MWM Finance on Platforms to a third party or share User's Personal Information to the company with which MWM Finance enters into such transaction.

Security of Information Collected from Users

MWM Finance works continuously to protect the privacy and security of User's Personal Information. MWM Finance updates and tests its technology regularly to ensure that it maintains commercially reasonable standards in securing User's privacy. MWM Finance maintains physical, electronic, and procedural safeguards to protect User's Personal Information. MWM Finance has designed its systems to ensure that passwords and any other access codes are always private and confidential. For User protection, only Users have knowledge about their access codes. In addition, User's Personal Information resides on secure server(s) to which only selected personnel and contractors have access. MWM Finance encrypts sensitive information using Secure Socket Layer (SSL) technology to ensure that User's Personal and Financial Information is safe as it is transmitted to it.

Opting out of Communication

If the user have subscribed to or are otherwise receiving any updates, news or similar information from is by email and no longer want to receive it in future, User may opt out of receiving such information in the future by clicking “unsubscribe” Link at the bottom of those emails User receive,or on the unsubscribe page on the Website. Please allow us ample time to process your request. If users are still having difficulty in unsubscribing please directly contact us at https://mwmfinance.com. Please note that even if Users opt out of receiving emails, Users may still receive communications related to the MWM Finance oversight activities or otherwise as required by law. Also note that we may need to keep information we have collected about Users for record-keeping, research and other purposes.

Link to other Websites

Our Websites may contain links to other websites, including social media websites hosted by third-party providers; however, this Privacy Policy only addresses the MWM Finance’s use and disclosure of your information collected through our Websites, if any. If you choose to link to an external website from our Website, you will leave our Website. We are not responsible for the privacy practices of any third parties or the content of linked websites. We encourage you to read the applicable privacy policies and terms and conditions of such parties or websites.

Consent to Transfer of Information Outside BVI

By allowing us to collect information by voluntarily submitting Users agree to transfer and processing of their personal, finance and business information out of users country of origin We will not collect users personal information through the Websites unless you have provided it to us voluntarily or the collection is pursuant to the regulatory activities of the MWM Finance or is otherwise consistent with this Privacy Policy. In situations other than those listed in this Privacy Policy, Users will be informed if your personal information will be disclosed to third parties and will have the opportunity to opt out of such disclosure, unless such disclosure to third parties is pursuant to the regulatory activities of the MWM Finance or is otherwise required by law.

Child Privacy

If you are under the age of 18, please do not use or access the Websites. It is not our intention to collect or use personal information from anyone under 18 years of age, and we will not knowingly do so. If we are made aware that we have collected any personal information from children under the age of 18, and are asked to delete such information from our system, we will promptly do so.

Return of Documents

If MWM Finance does not proceed with the possible transaction with the User, MWM Finance shall notify the User of that decision and shall, at that time or at any time upon the request of the User for any reason, return to the User any and all records, notes, and other written, printed or other tangible materials in its possession pertaining to the Confidential Information immediately on the written request of the User. The returning of materials shall not relieve MWM Finance from compliance with other terms and conditions of this Agreement.

Term of the Agreement

This Agreement shall continue in full force and effect for the duration of the relationship between the User and MWM Finance, and shall continue indefinitely even if the relationship between the User and MWM Finance has been terminated.

Governing Law

By choosing to visit our Websites or provide information to us, Users agree that any dispute over privacy or the terms contained in this Privacy Policy will be governed by the law of the British Virgin Islands. Users also agree to abide by any limitation on damages contained in our Terms of Use, or other agreement that we have with the Users.

Changes to this Privacy Policy

We may occasionally amend this Privacy Policy to reflect MWM Finance activities and user feedback and we reserve the right to make changes to this Privacy Policy at any time. If at any point we decide to use personal or business information in a manner that is materially different from that we stated at the time it was collected, we will endeavor to notify the user of such changes prior to implementing them by posting a revised Privacy Policy with a new “Last Updated” date, displaying the word “updated” next to the Privacy Policy link on each page of the Websites or otherwise. The use of User information is subject to the Privacy Policy and Terms of Use in effect at the time of use. The provisions contained in this Privacy Policy supersede all previous notices or policies regarding our privacy practices with respect to our Websites. Please check the “Last Updated” legend at the top of this page to see when this Privacy Policy was last revised. We encourage you to check frequently to see the current Privacy Policy to be informed of how MWM Finance is committed to protecting User information and providing User with improved content on our Websites in order to enhance your experience.

Links to other Websites

The Website or Application links to other websites that may collect User's Personal Information. MWM Finance is not responsible for the privacy practices or the content of those linked websites.

Grievance Officer

The contact of grievance officer is provided below for your convenience

Kenneth B. Scarlett (kscarlett@lanxlancis.com)

Geneva Place (2nd Floor), 333 Waterfront Drive, Road Town, Tortola, BVI

Contact

If you have any questions or complaints regarding our Privacy Policy or our website, please contact us at https://mwmfinance.com/ (provide an email address) or send a letter to:

Rajiv Balleram (rballeram@mwmglobalhld.com)

Geneva Place (2nd Floor), 333 Waterfront Drive, Road Town, Tortola, BVI